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There's a first world debt crisis. Rod and Joy are up against it. Rod's business selling sock suspenders is not doing as well as could be hoped, Joy is addicted to Marks and Spencers and they need a new dryer. Neither of them knows what the other is or isn't doing and soon things will get on top of them. When personal debt increases by a million pounds every four minutes and 15% of 15 - 25 year-olds think an ISA is an iPod accessory where are we heading? Through song, humour and a cracking story, owing money was never such fun. Losing your home, inability to pay the bills and a sparse Christmas ahead – let's talk about the topic that prompts the most discomfort - money.